Welcome to the website of Nova Lending Group. These Terms and Conditions govern your access to and use of our website, services, and applications (collectively, the "Services"). By accessing or using the Services, you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree with any part of these Terms and Conditions, you must not use the Services.
Nova Lending Group provides financial technology solutions including Buy Now, Pay Later (BNPL) solutions, merchant payment integration, installment plan financing, consumer credit assessment, digital wallet services, payment gateway processing, and fraud prevention services.
You agree to use the Services only for lawful purposes and in accordance with these Terms and Conditions. You are responsible for maintaining the confidentiality of any account information, including your password, and for all activities that occur under your account. You agree to notify Nova Lending Group immediately of any unauthorized use of your account or any other breach of security.
By using the Services, you represent and warrant that you are of legal age to form a binding contract with Nova Lending Group and meet all the eligibility requirements provided by applicable law.
Any content you upload, post, or otherwise make available through the Services ("User Content") is solely your responsibility. You grant Nova Lending Group a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such User Content in connection with providing the Services.
Use of specific financing or payment services, such as BNPL or installment plans, may be subject to separate agreements, terms, and conditions that you must agree to before using those specific services. All payments processed through the Services are subject to approval by Nova Lending Group or its partners. You agree to provide accurate and complete payment information and authorize Nova Lending Group to charge your chosen payment method for any amounts you owe.
All content on the website and provided as part of the Services, including text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, is the property of Nova Lending Group or its content suppliers and protected by international copyright and intellectual property laws.
The Services are provided on an "as is" and "as available" basis. Nova Lending Group makes no representations or warranties of any kind, express or implied, regarding the operation of the Services or the information, content, materials, or products included on the website. You expressly agree that your use of the Services is at your sole risk.
In no event shall Nova Lending Group, its affiliates, directors, officers, employees, or agents be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Services.
You agree to indemnify, defend, and hold harmless Nova Lending Group, its officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) that such parties may incur as a result of or arising from your (or anyone using your account's) violation of these Terms and Conditions.
These Terms and Conditions shall be governed and construed in accordance with the laws of the State of Texas, United States of America, without regard to its conflict of law provisions.
Nova Lending Group reserves the right, at its sole discretion, to modify or replace these Terms and Conditions at any time. We will indicate the date of the latest revision. By continuing to access or use our Services after any revisions become effective, you agree to be bound by the revised terms.
If you have any questions about these Terms and Conditions, you may contact Nova Lending Group in writing at:
Nova Lending Group
100 Congress Ave, Suite 1800
Austin, TX 78701
USA